February 11, 2021
Save money with remortgaging

Time to Remortgage?

Whether you are looking to save money, release equity or have had a change of circumstances, with low rates still available it could be a great time to remortgage. Can I remortgage at the moment? With such uncertainty in the world, many people are asking, can I remortgage at the […]
February 7, 2021

CASE STUDY – Using a Lifetime Mortgage instead of Surrendering Investments

Our clients (aged 67 and 72) wanted to move closer to their Son and his family (a HNW client of ours). The problem is that the area was more expensive so they would need funding. Having paid their mortgage off, the parents did not want to cover the cost of […]
February 7, 2021
How hard to get a mortgage during lockdown

How hard is it to arrange a mortgage at the moment?

We’re often asked, how hard is to arrange a mortgage at the moment? We answered this during previous lockdowns, so what’s the answer in Lockdown 3? Open for Business In January, the Prime Minister announced lock down restrictions with instructions to ‘stay at home.’ People in the property industry were […]
February 6, 2021
House prices in 2020

House Prices Dec 20 – Jan 21

With reports on December’s house prices now available, we can look back at what happened to house prices in 2020. It’s fair to say they didn’t go as many predicted. Annual House Prices for 2020 According to the Nationwide House Price Index for December 2020, annual growth rose to 7.3%. […]
February 6, 2021
Will the Stamp Duty Holiday be Extended

Will the Stamp Duty Holiday be Extended?

The Stamp Duty holiday has led to a mini housing boom that few people expected. However, as the deadline looms, many are fearing a potential cliff edge for the housing market. So will the stamp duty holiday be extended? Stamp Duty Holiday Deadline As it stands, the Stamp Duty holiday […]
November 29, 2020

90% Mortgages – Update

The shortage of 90% mortgages has been a problem lately. It’s not just first time buyers and home movers with a 10% deposit that are affected. There can be a knock on affect to other transactions. So the demand for 90% mortgages is there, but how are things with the […]
November 26, 2020
House prices in 2020

House Prices – Oct / Nov 2020

House prices have continued to rise year on year according to various sources. However, are there signs that prices are beginning to fall? Annual House Prices According to the Halifax House Price Index, annual house prices increased in October by 7.5% when compared to the same period last year. The […]
November 22, 2020
Will the Stamp Duty Holiday be Extended

Is it difficult to arrange a mortgage at the moment?

Back in April, we answered the question, ‘how hard is it to arrange a mortgage at the moment‘. Although there have been many changes since then, the general answer is still the same, ‘it’s harder than it used to be’. The pandemic has affected different parts of the supply chain […]
November 1, 2020

Stamp Duty Holiday – Time to get a move on?

In July, the Chancellor announced a stamp duty holiday for certain transactions. Housing market activity had already bounced back after lockdown and this further increased demand. So what effect has this had on the house buying process? When should you start the process in to order avoid missing the stamp […]
October 25, 2020
House prices in 2020

What Has Happened to House Prices During Coronavirus?

In March, many people would have predicted that house prices would have fallen significantly because of Coronavirus. In fact, the figures tell a very different story. Prior to lockdown, there were reports that house prices had increased by 2.1% up to March 2020. Due to the effect that Coronavirus would […]