May 13, 2019

High 5

In its latest analysis of the housing market, the Halifax has suggested that house prices rose by 1.1% in the month of April, versus a fall of 1.3% March. This means that house prices in the three months to April were 5.0% higher than in the same three months a […]
May 3, 2019

Later Life Lending

It’s a fact that people are living longer, working longer and are more aspirational in retirement. This has led to an increase in demand for mortgage advice from borrowers over the age of 55, but many  aren’t aware of the options available. Further issues include concerns around inheritance, fear of […]
May 3, 2019

Take Care

Barclays Mortgages has revealed how three in ten homeowners are now living in intergenerational homes, with likely causes being millennials moving back in with their parents and an increasingly ageing population. On average, 23 per cent of homeowners have converted living space into an additional bedroom, with a quarter of […]
April 19, 2019

One Third

For every £1 that was accessed by the UK population over 55-years-old through a pension scheme, 50p of housing wealth was withdrawn via equity release products. Equity release has enjoyed huge annual increases over the last seven years and is now considered to be a mainstream financial planning option to […]
April 15, 2019


According to the latest Halifax House Price the average UK house price is now £233,181 following a 1.6% monthly fall in March. According to the leading high street lender this reduction partly corrects the significant growth seen last month and again demonstrates the risk in focusing too heavily on short-term, […]
April 7, 2019

What is Relevant Life Cover?

As we head into a new tax year, many small business owners will be looking for ways to be more tax efficient. Many small business owners receive excellent advice from accounting professionals, however many don’t take advantage of relevant life insurance. This means that they will be paying life insurance […]
April 7, 2019

Help to Buy – why is it proving to be so popular?

With as little as 5% deposit required from you – The Government are offering you a 20% deposit towards a house purchase – this in turn means you attract the lower interest rates on the overall borrowing.  So – now we’ve established that you don’t need to save for as […]
April 3, 2019

Born to rent

Around half of all babies born in Britain – approximately 365,000 a year – are now born into rented accommodation, new analysis from Royal London has revealed, with more half of those – around 200,000 a year – born into insecure private rented accommodation. For the first time in living […]
March 19, 2019

The M Word

Money is a bigger taboo than religion or politics, according to new YouGov research commissioned by Lloyds Bank. Half (50%) of UK adults believe that talking about personal money matters is taboo in everyday conversation; higher than sex (42%), religion (26%) or politics (14%). As a result, the lender is […]
March 18, 2019

Tax free season

Research published by Santander this week shows four in ten people are considering a move towards putting money into a Cash ISA during the 2019/2020 tax-year, with rising interest rates cited as the biggest reason. The analysis is encouraging with so many people considering putting their money into ISAs this […]