July 12, 2019

Going Green

The government has launched its Green Finance Strategy, to increase investment in sustainable projects and infrastructure, while ensuring the UK remains an international leader in decarbonisation and meets its 2050 net zero carbon emissions target. The UK’s financial services sector has been placed firmly at the heart of efforts to […]
July 5, 2019

Saying Goodbye to the Vanilla Days

It’s fair to say that the days of vanilla lending are becoming few and far between.  Go back 15 years and the word “sub prime” was a regular occurrence.  Since the crash in 2008 the surviving lenders backed away from this type of lending but over the last 18 months […]
July 5, 2019

Summer 2019

As we head into the summer, the housing market has remained quiet – not completely surprising given the political economy.  But if we are to look for the positives in this then house buyers including first time buyers could get themselves a property bargain! With more millennials contemplating the transition […]
July 5, 2019

It’s in hand

More than four in ten (46%) people who have cancelled a lost bank card find them again, according to research from Nationwide.  The survey of over 2,000 people shows that each year 60 per cent of the nation loses items such as glasses, keys, their bank cards and mobile phones. […]
July 1, 2019


According to statistics from UK Finance figures released by UK Finance show that the North of England has a strong and dynamic mortgage market, with lenders helping thousands of first-time buyers onto the housing ladder. This is combined with a steady increase in homemovers, making it easier for buyers to […]
June 21, 2019

Helping to buy

The Help to Buy Scheme1 has increased home ownership and housing supply. However, many of those using the scheme would have been able to buy a home anyway, according to a report by the National Audit Office (NAO). The scheme was in April 2013 to increase both home ownership and […]
June 17, 2019

Slowly rising

Halifax saw a slight increase in house prices between April and May, but the overall message is one of stability. In its commentary on the housing market the lender highlighted that, despite the ongoing political and economic uncertainty, underlying conditions in the broader economy continue to underpin the housing market, […]
June 6, 2019

Loans for today’s living

Figures from Canada Life Home Finance reveal that 1 in 5 equity release customers take out loans to bolster their day-to-day retirement finances. The findings underscore the growing use of the loans to fulfill retirement plans, especially as a third of people surveyed in our 2018 Retirement Sentiment Index said […]
May 13, 2019

High 5

In its latest analysis of the housing market, the Halifax has suggested that house prices rose by 1.1% in the month of April, versus a fall of 1.3% March. This means that house prices in the three months to April were 5.0% higher than in the same three months a […]
May 3, 2019

Later Life Lending

It’s a fact that people are living longer, working longer and are more aspirational in retirement. This has led to an increase in demand for mortgage advice from borrowers over the age of 55, but many  aren’t aware of the options available. Further issues include concerns around inheritance, fear of […]