December 31, 2018

Failing to Prepare is Preparing to Fail

As we start another year, it’s common for people to review their finances. It’s also common for people to start thinking about mortgage requirements for the year. Whether your plans involve moving, improving, saving or investing with a mortgage, it’s important to plan ahead. Here are some common issues that […]
December 29, 2018

January 2019 – Update

Firstly, I would like to wish you all a very happy and prosperous New Year. The end of the year saw the Bank of England have its last Monetary Policy Committee (MPC) meeting of 2018 and holding the Base Rate at 0.75%.  With the increased uncertainties surrounding Brexit in the […]
December 28, 2018

The Bank of Mum and Dad

It’s harder than ever for people to move up the property ladder. This has led to assistance from family being an important part of mortgage planning. It’s common to think that providing a lump sum from savings is the only way to help. However, there are other ways that parents […]
December 26, 2018

Spot the cracks

More than 10,000 households made claims worth a total of £64 million to deal with the impact of subsidence in just three months of this year, the Association of British Insurers (ABI) has revealed this week. The figures for July, August and September are the highest level of subsidence claims […]
December 19, 2018

Park Life

House prices in UK national parks are on average £121,383 more expensive than similar properties in surrounding counties, according to new research from Lloyds Bank. All 12 national parks surveyed have higher house prices than the average for their county. Topping the list is the New Forest – known for […]
December 12, 2018

Take time to sell

It takes, on average, 102 days to sell a property in the UK according to the latest Post Office Money City Rate of Sale report. The report, developed with the Centre for Economics and Business Research (Cebr), looks at the average time it takes for a property to sell in […]
December 6, 2018

Don’t stand for it

More than 15 million people in the UK routinely miss out on refunds, replacement products and getting problems sorted because they don’t know how to complain with confidence, new research reveals. In a study for the Financial Conduct Authority (FCA), which is encouraging people to check if they were mis-sold […]
November 30, 2018

Limited Company Director Mortgages

If you are a director of a limited company, you may be finding it difficult to get the mortgage you need. As a prudent company director, you may have structured your earnings in order to be as tax efficient as possible. This could mean taking salary and dividends for what […]
November 29, 2018

Live and Let to Buy

If you’re having trouble selling your home, it can be an extremely frustrating. However, there may be a way for you to take control of the situation and actually turn it in to an opportunity – with a let to buy mortgage. As the housing market goes through a price […]
November 26, 2018

November 2018 – Update

The Bank of England increased the base rate back in August and since then it has remained at 0.75% – it will be interesting to see whether another increase will take place prior to Christmas with the next Monetary Policy Committee date scheduled for the 20th December. The introduction of […]